*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:#172033;line-height:1.65}a{color:#0b1f3a;text-underline-offset:3px}a:hover{color:#d95f0b}.container{width:min(1160px,calc(100% - 32px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}.site-header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid #dfe5ec}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:900;color:#0b1f3a}.logo img{width:42px;height:42px}.logo span span{display:block;color:#f47b20}.menu{display:flex;align-items:center;gap:18px}.menu a{text-decoration:none;font-weight:750;font-size:.93rem}.menu-toggle{display:none;padding:9px;border:1px solid #ccd5df;border-radius:9px;background:#fff}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:11px;font-weight:850;text-decoration:none;border:1px solid transparent}.primary{background:#f47b20;color:#fff}.primary:hover{background:#d95f0b;color:#fff}.secondary{background:#fff;border-color:#cbd5e1}.hero{background:linear-gradient(135deg,#0b1f3a,#183b68);color:#fff;padding:74px 0}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:42px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:850;font-size:.76rem;color:#ffd0ae}.hero h1,.hero h2{color:#fff}.hero h1{font-size:clamp(2.3rem,5vw,4rem);line-height:1.08;margin:10px 0 18px}.hero p{color:#e6edf6;font-size:1.08rem}.hero-card,.card{background:#fff;border:1px solid #dfe5ec;border-radius:18px;padding:24px}.hero-card{color:#172033;box-shadow:0 15px 45px #0002}.hero-card h2{color:#0b1f3a}.section{padding:68px 0}.alt{background:#f7f9fc}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.section-head{max-width:780px;margin-bottom:28px}.section-head p,.card p{color:#5e6b7d}.card h3{margin-top:0}.icon{width:40px;height:40px;border-radius:12px;background:#fff0e7;color:#d95f0b;display:grid;place-items:center;font-weight:900}.check{list-style:none;padding:0}.check li{padding:8px 0 8px 27px;position:relative}.check li:before{content:"✓";position:absolute;left:0;color:#f47b20;font-weight:900}.pagehero{background:#f7f9fc;border-bottom:1px solid #dfe5ec;padding:50px 0 38px}.pagehero h1{font-size:clamp(2rem,4vw,3.2rem);line-height:1.12}.pagehero p{max-width:850px;color:#5e6b7d}.crumb{padding:17px 0;color:#667085;font-size:.9rem}.process{counter-reset:s}.step{padding-left:66px;position:relative}.step:before{counter-increment:s;content:counter(s);position:absolute;left:22px;top:22px;background:#f47b20;color:#fff;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;font-weight:900}.notice{border-left:4px solid #f47b20;background:#fff7f1;padding:18px 20px}.callout{background:#0b1f3a;color:#fff;border-radius:22px;padding:34px}.callout h2{color:#fff}.callout p{color:#dfe8f2}.faq details{border-bottom:1px solid #dfe5ec;padding:16px 0}.faq summary{cursor:pointer;font-weight:800}.footer{background:#08182d;color:#dce6f2;padding:48px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px}.footer h2,.footer h3{color:#fff}.footer a{color:#dce6f2;display:block;margin:5px 0}.bottom{border-top:1px solid #263a54;margin-top:28px;padding-top:18px;color:#9fb0c5}.sticky{display:none}@media(max-width:900px){.hero-grid,.grid2{grid-template-columns:1fr}.grid{grid-template-columns:repeat(2,1fr)}.menu{display:none}.menu-toggle{display:block}.nav.open .menu{display:flex;position:absolute;left:16px;right:16px;top:70px;background:#fff;padding:16px;border:1px solid #dfe5ec;border-radius:12px;flex-direction:column;align-items:stretch}}@media(max-width:620px){.container{width:calc(100% - 24px)}.grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero{padding:52px 0}.section{padding:52px 0}.sticky{display:block;position:fixed;bottom:0;left:0;right:0;background:#f47b20;color:#fff;text-align:center;padding:14px;font-weight:900;z-index:30;text-decoration:none}body{padding-bottom:55px}}:focus-visible{outline:3px solid #ffb37d;outline-offset:3px}